We deliver expert-led, end-to-end solutions ensuring your platform meets MAS TRM and Cyber Hygiene requirements efficiently.
FinTech TRM / Cyber Hygiene Policy Implementation
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FinTech Compliance Services in Singapore
TRM & Cyber Hygiene Policy Implementation for MAS-Regulated Entities
Our team bridges deep experience in regulatory compliance, IT security, and cloud-native infrastructure—helping FinTechs stay secure, resilient, and audit-ready in a fast-changing threat environment.
Who Needs to Comply?
Why It Matters?
What Are the Guidelines?
Our Services
Who Needs to Comply with MAS TRM and Cyber Hygiene Regulatory Requirements in Singapore?
If you are a FinTech company operating in areas such as:
- Digital banking
- Payment services
- Remittance platforms
- Crowdfunding
- Collective investment schemes
- Financial advisory
- Robo-advisory or trading platforms
and your platform uses technology (e.g., web/mobile apps, APIs, cloud services) AND you are licensed or exempted from licensing by MAS, then you are legally obligated to comply with MAS’s
Why Technology Risk and Cyber Hygiene Compliance Truly Matters for FinTechs?
Financial platforms are high-value targets for cyber threats. Whether your app is hosted on AWS, Azure, or Google Cloud, its exposure to the public internet makes it vulnerable to:
- Hacking and data breaches
- Distributed Denial-of-Service (DDoS) attacks
- Ransomware and malware threats
- Third-party API and integration failures
A cyber incident in one FinTech company can cascade across connected systems, affecting other institutions and public trust in Singapore’s financial ecosystem. That’s why MAS enforces strict governance and technology risk standards to maintain national and global confidence in our digital financial sector.
What Are the MAS TRM & Cyber Hygiene Guidelines?
Hightlight of the TRM Guidelines:
- Cybersecurity governance and board accountability
- Third-party technology risk management
- Incident response and breach reporting
- System development lifecycle (SDLC) controls
- Penetration testing and vulnerability management
- Business continuity and disaster recovery planning
Mandatory Requirements of Cyber Hygiene:
- Timely application of security patches
- Implementation of multi-factor authentication (MFA)
- Admin account restrictions and role-based access
- Deployment of anti-malware and perimeter defences
- Defined IT baseline security configurations
Comprehensive TRM and Cyber Hygiene Compliance Services Tailored for FinTechs
TRM & Cyber Hygiene Readiness Assessment
- Comprehensive gap analysis
- Risk register and compliance roadmap
- Prioritized action plans tailored to your environment
Policy Development & Governance
- Custom TRM and cybersecurity policy drafting
- Governance frameworks and reporting structures
- Integration into your company’s compliance program
Cybersecurity Controls Implementation
- Secure architecture guidance (cloud, app, API)
- Penetration testing, red teaming, and vulnerability scans
- Incident response planning and recovery runbooks
Third-Party Risk & Outsourcing Reviews
- Vendor due diligence assessments
- SLA review and risk mitigation strategies
- Third-party monitoring and performance metrics
Audit & MAS Regulatory Support
- Self-assessment questionnaire (SAQ) support
- Breach notification and documentation templates
- Assistance with MAS inspections or audits
Training & Tabletop Exercises
- Cyber drills for executive and operational teams
- Staff awareness training on phishing, malware, and secure practices
- Ongoing compliance refreshers and annual policy updates
Why choose us
Why Partner with Us for FinTech Compliance Success
Subject Matter Experts
Our team includes regulatory consultants, cybersecurity specialists, and cloud infrastructure architects with deep experience in MAS-regulated environments.
End-to-End Support
We manage the full compliance journey—from risk identification and policy development to technical implementation, staff training, and MAS audit preparation.
Tailored Solutions
All services are customized to your company’s size, risk profile, cloud setup, and regulatory obligations.
Audit-Ready Approach
We help you maintain detailed documentation, evidence logs, and compliance reports to meet MAS inspection and audit expectations.
Regulatory Alignment
Our frameworks are directly mapped to MAS TRM Guidelines and Cyber Hygiene Notices (FSM-N14), ensuring your compliance is always aligned with current regulations.
Proactive Risk Management
We identify and address vulnerabilities before they become liabilities—through continuous monitoring, internal audits, and breach response planning.
Ongoing Training & Awareness
We offer regular staff training, cyber drills, and board-level briefings to maintain a security-first culture across your organization.
Fast, Responsive Delivery
Need compliance quickly? We work efficiently to meet tight regulatory deadlines and deliver clear, actionable outcomes.
